How Much to Offer on a House In 2022?

on the sheet is written 2022

The housing market is a complex world, and buying a home should be made carefully. Nearly every aspect of purchasing a dream home can impact your life, including the purchase price, determining what kind of loan and mortgage payment you need and how much money you’ll have leftover after moving in. Before we get into […]

Refinance Process Timeline: Main Practical Steps

realtor talking to young couple

For many homeowners, their mortgage is their largest monthly expense. It can be difficult to keep up with the payments, especially when interest rates are high. Refinancing is a popular option for homebuyers who want to take advantage of better rates, terms, and programs available from mortgage lenders which may make it more affordable to […]

How to Buy a House With Low Income

A standard home for sale

House prices have risen dramatically, making it increasingly difficult for low-income buyers to get a foot on the housing ladder. Low-income individuals face several barriers to secure a mortgage. These range from down payment requirements to debt-to-income (DTI) ratio limit, and the appropriate credit scores. However, buying a home with low income may be more […]

How Much is a Home Inspection Cost And Why It’s So Important?

A man doing home inspection

Dreaming of buying your very own home is a thrilling and exciting experience.  And yet, this excitement can quickly turn into a nightmare if certain defects become apparent only after you have actually lived in your new home. Buying a home is a huge investment! High stakes decisions would require gathering all available information before […]

Buying a Condo VS Renting

Large apartment building in modern style

Is the buying a condo vs renting an apartment argument making your life harder? Both solutions offer a similar living style and architectural format. But choosing one over the other presents a very different lifestyle type, and it’s hard to distinguish between buying a condo and renting an apartment. Even a lifetime renter in love […]

What Does an Appraisal Gap Mean?

man does his taxes

As house prices have risen at an alarming rate, an increasingly prevalent problem for real estate residential property traders has emerged: the appraisal gap. When a house’s assessed value is less than the agreed-upon purchase price, purchasers have three options: pay the difference, bargain, or withdraw from the acquisition agreement.  Fortunately, there are many options […]

Best Way to Invest 50k — Top 12 Strategies

The girl is holding 10 $100 bills

Whether you have been saving money diligently in a savings account or received a cash windfall of $50,000, you now have a tidy sum to grow. Making investments is one of the smartest decisions you can make. After all, an “investment” is something that gives you money back. However, something that comes with the decision […]

I Make 25k a Year—Can I Buy a House?

a young family with two children concludes an agreement with a realtor to buy a house

For many people, the dream of owning a home is one that they hope to achieve one day. Unfortunately, in today’s economy, that dream has become increasingly difficult to realize. But what if you’re determined to buy a house? As a responsible young adult, you may be asking: “I make 25k a year—can I buy […]

Best Way to Invest 30k Today

a bank with savings in the hands of a boy

If you found this article, you probably have $30,000 that you want to work on. Maybe it’s from an inheritance or from selling a small business. Regardless of how the windfall occurred, you are here for one reason: you want to know how to get rich with 30k. There are many ways on how to […]

Advantages & Downsides of a Rent-Back Agreement

Here’s something you may not have considered: once you sell your home, what if you could keep living there? This is the promise of a rent back agreement. With this arrangement, sellers agree to lease their personal property from the new owner for a time specified in the contract. This can be short- or long-term, […]